Payment apps.

So you get paid without hassle and the numbers add up.

The part of your business that handles the money.

It is what sits behind paying from a phone. Your customer pays, the app checks the amount, takes the money, records it and issues the invoice. We build it to measure, as a new app or inside the one you already have.

We have already built this in working apps, with card payments, paying in two installments, refunds, fraud alerts and sellers' balances. Whatever else your business needs, we build to measure, and we tell you up front what is new.

The challenge.

With money, a small mistake gets expensive. A charge taken twice, a refund that never arrives or an invoice that does not match can cost you the customer, and then someone has to fix it by hand.

And then there is the law. If you only charge for what you sell, an authorized payment provider is usually enough. If you are going to hold other people's money or move it between people, you usually need a license or to work with a company that has one. Better to know before you build, not after.

What we do.

A payment app has to do three things to be a business. Get you paid, the way each customer prefers. Keep you from getting cheated, on the price or with the card. And make everything add up, with every charge, refund and invoice in its place.

We build all three to measure and at the same time, in iPhone and Android apps or on your website, with your brand and your rules, and with the timeline and price in writing before we start.

Getting paid.

  • Your customer pays by card, Apple Pay or Google Pay.
  • They pay in their own currency, with the exchange rate fixed at that moment.
  • They can pay in two installments, and the second charge happens automatically.
  • If their bank asks them to confirm a payment, the app takes them through it.
  • You charge once or every month, depending on how your business works.

Staying safe.

  • The software works out the price, so nobody can pay less by tampering with the app.
  • The payment provider keeps the card details, not your software.
  • We spot signs of fraud and block anyone who has already tried it.
  • A refund can wait for your approval.
  • The same charge or refund is never made twice.

Adding up.

  • Every charge issues its invoice automatically.
  • If there is a refund, its credit note goes out too.
  • Sellers see their balance and ask for it to be paid out, and nobody gets paid twice.
  • Every change to a balance is recorded with its reference.
  • The software, its design and your data are yours.

Frequently asked questions.

  • Have you already built a bank or a wallet?

    No. We have built payments, refunds and balances in working apps, but not a bank, a wallet or cards of our own. Before we start, we tell you which part of yours is new.

  • Do I need a license for my app?

    It depends on what it does. If you only charge for what you sell, an authorized payment provider is usually enough. If you are going to hold other people's money or move it between people, you usually need a license or to work with a company that has one. We tell you which part of your app it affects, and your legal adviser has the final say.

  • How much does it cost?

    It depends on what you need. After a first call, which is free, we tell you in writing how much it costs before we start.

  • How long does it take?

    It depends on the scope. We give you the timeline in writing before we start.

  • Is the software mine?

    Yes. The software, its design, your payments and your customers are yours.

  • What happens once it is working?

    If you want, we keep looking after it, with fixes and improvements, so it keeps working. If you prefer your own team to run it, we explain how.

Let's talk.

Tell us what you need and one of the partners who write the code gets back to you.

[email protected]