AI Solutions for Finance & Fintech
AI for fintechs, banks and finance teams, real-time fraud detection, explainable credit scoring, KYC/AML automation and financial document OCR.
What AI for Finance Can Do for Your Business
- Real-Time Fraud Detection: We ship real-time fraud-detection models tuned to your transaction patterns, AI credit-scoring engines with full explainability (every decision justifiable to a regulator), KYC/AML pipelines that extract ID docs, cross-check sanction lists and flag high-risk profiles, and client onboarding flows that feel like 3 clicks for the user but do 40 checks in the background.
- Explainable Credit Scoring: Every decision traceable: 'denied because debt-to-income ratio of 0.62 exceeds policy threshold 0.45.' Defensible to any regulator.
- KYC/AML Automation: ID document extraction, face match with selfie, sanction list cross-check, PEP screening, transaction monitoring, all in one pipeline.
- Document OCR for Finance: Payslips, bank statements, tax returns, balance sheets, read into structured data the credit engine or accounting system can use.
- Compliance Monitoring: AI reviews every customer message and transaction for red flags (market abuse, money laundering patterns, policy violations) with full audit log.
- Bilingual Client Comms: Our bilingual team ships English and Spanish content natively. Your AI agent speaks your customers' language without awkward translations.
- Your Own Chat, Not Only WhatsApp: WhatsApp is one channel, not the plan. We build real-time chat straight into your own website or app, as we did for Boathous and ReservPark, and connect Instagram, web chat, email or the phone line to the same assistant, so the conversation lives where your customers already are.
- Fits the Tools You Already Run: Our bilingual team ships English and Spanish content natively. Your AI agent speaks your customers' language without awkward translations.
How We Build Your AI for Finance
- Risk & Data Audit: We assess current fraud, scoring and compliance processes in your your business operation and the data available.
- Model Training: We train fraud / scoring models on your historical data with proper train/test splits and bias controls.
- Explainability Layer: We add SHAP/LIME explainers so every decision has a human-readable reason.
- Shadow-Mode Run: AI runs alongside current system for 4 weeks. We compare decisions and tune before cut-over.
- Compliance Sign-Off: We prepare the DPIA, AI Act documentation and internal audit pack.
- Production & Monitoring: Live dashboards for precision, recall, drift, manual review rate and time-to-decision.
AI Technologies We Use
From self-hosted open-source models to cloud APIs, we choose the right tool for each ai for finance use case.
Related services
Neighbouring problems we also solve, in case the one that brought you here is not the first to tackle.
AI for Finance: FAQ
Is this compliant with DORA / EBA / AI Act?
Yes. Credit decisioning and AML are high-risk AI Act categories, so we implement transparency, human oversight, continuous monitoring, audit logs, and explainability by default. Full compliance pack delivered.
Black-box model or explainable?
Always explainable. We favour gradient-boosted models with SHAP explainers over deep-learning black boxes for any regulated decision. Neural nets only where explainability isn't required (e.g. OCR).
On-prem possible?
Yes, and common. Most fintechs we work with want the inference stack inside their VPC or on-prem. We deploy with dedicated GPU servers and zero internet egress for models handling PII.
How much?
A single model such as fraud scoring and a full KYC, scoring and monitoring platform are an order of magnitude apart. Payback comes from reduced fraud, faster onboarding and lower compliance headcount, and we model it with your numbers on a free call.
Can you integrate with our core banking system?
Yes, any mainstream core banking platform, plus custom Oracle/PostgreSQL stacks. We push decisions via API or direct audited DB writes. Our inference layer lives in custom code on your private cloud, never on a third-party SaaS.
Do you work with businesses across Spain and internationally remotely?
Yes. We work fully remotely with clients across Spain, Europe, the US and LATAM. We run video calls, live demos and collaborative documentation for every milestone, and we're available in your time zone.